Insurance claims refer to requests made by individuals or organizations to an insurance company for payment or reimbursement of expenses related to a covered loss or event.

When an individual or organization experiences an incident that results in financial loss or damage, they may file a claim with their insurance provider to receive compensation.

The insurance company then investigates the claim, evaluates the damages or losses, and determines the appropriate amount of compensation to be paid out according to the terms of the policy.

Examples of insurance claims may include claims for property damage, theft, medical expenses, or liability for injuries or damages caused to others. The claims process can vary depending on the type of insurance and the complexity of the claim.