Umbrella insurance is a type of insurance policy that provides additional liability coverage beyond the limits of an individual’s primary insurance policies, such as homeowners or auto insurance.

This type of insurance can help protect individuals from financial loss in the event of a lawsuit or other liability claim that exceeds the coverage provided by their primary policies.

Umbrella insurance typically provides coverage for a range of liability claims, including bodily injury, property damage, and personal injury, as well as claims related to defamation or libel.

The cost of umbrella insurance can vary depending on factors such as the level of coverage desired and the individual’s claims history. Umbrella insurance is an important form of protection for individuals who want to ensure that they are financially protected in the event of a liability claim that exceeds the coverage provided by their primary insurance policies.