Income investing is an investment strategy that aims to generate a regular stream of income for the investor. In this strategy, investors focus on buying securities, such as dividend-paying stocks, bonds, and other fixed-income products that pay a steady stream of income.

The goal of income investing is to build a portfolio that generates sufficient income to meet the investor’s financial needs, without having to sell the underlying assets. This approach is often favored by retirees or those who want a regular income stream from their investments.

In addition to dividends and interest payments, income investors may also generate income by selling covered call options, which can provide an additional source of income.

However, income investing carries its own set of risks, including interest rate and credit risk, as well as the risk of losing the underlying principal if the investment performs poorly.