Property insurance is a type of insurance that provides financial protection to individuals or businesses in the event that their property is damaged, lost, or stolen.
Property insurance typically covers a range of assets, such as homes, cars, business property, and personal belongings, and can provide coverage for a variety of risks, such as fire, theft, vandalism, natural disasters, and other hazards.
The specific coverage and premiums of a property insurance policy will depend on the type of property being insured, its value, and the level of risk associated with the property. |
Property insurance policies may include a deductible, which is the amount the policyholder must pay out of pocket before the insurance coverage kicks in. Property insurance is often required by lenders, landlords, or lease agreements to protect the property owner’s investment in the asset.
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