Cash flow refers to the movement of money into and out of an individual’s or organization’s accounts over a specific period of time. It typically involves tracking income and expenses to determine the amount of money that is available for spending, saving, or investing.

Positive cash flow occurs when an individual or organization has more money coming in than going out, while negative cash flow occurs when there is more money going out than coming in.

Cash flow can be impacted by a variety of factors, such as changes in income, unexpected expenses, or changes in spending habits.

Effective cash flow management involves monitoring and adjusting spending habits, minimizing debt, and building up savings to prepare for unexpected expenses or changes in financial circumstances.