Consumer credit counseling is a service designed to help individuals who are struggling with debt management.

It involves working with a professional credit counselor who can provide guidance and support in creating a budget, managing finances, and developing a plan to pay off debts.

The counselor may also negotiate with creditors to reduce interest rates or work out a repayment plan. The goal of consumer credit counseling is to help individuals regain control of their finances and become debt-free over time.

It can be a valuable resource for anyone who is facing financial difficulties and needs help managing their debts.